3 thoughts on “Can CCB use jewelry mortgage to exchange money?”

  1. CCB mortgage to change money is not available. It does not meet the types recognized by bank mortgage loans.

    . The meaning of bank mortgage loan
    The mortgage loan refers to the loan obtained from the bank with a certain mortgage as a loan. It is a form of lending in banks. Mortgages usually include documents for securities, national bonds, various stocks, real estate, and cargo bills, stack orders or other proof ownership. If the loan expires, the borrowers must return it, otherwise the bank has the right to deal with the mortgage as a compensation.

    . Types recognized by bank mortgage loans
    1, real estate, land (transfer of land) mortgage.
    2. The acceptable bank acceptance bills and individual deposit pledge stipulated in each bank.
    3, cargo betting (including third -party pledge), standard warehouse receipt pledge, and receivable pledge.
    4, qualified certificates in automobile loans and a full set of documents pledged.

    Id above for the reference of the host. If you want to consult more mortgage loans, you can ask the goalkeeper.

  2. If it is not very valuable jewelry, it is generally not possible. But it can be given to the pawn.
    Ber bank loan mortgage related:
    1, bank mortgage
    ① personal housing loan: personal housing commercial loan, personal housing provident fund loan, personal housing portfolio loan;
    ② corporate mortgage loan;
    ③ Trust mortgage loan.
    2, pawn bank mortgage

    The mortgage pawn refers to the mortgage of its real estate to the pawn bank, delivering a certain percentage of fees and interest, obtaining gold, and paying the interest within the agreed period of time , Cost, repay the gold, redemption, and redeem objects. Interest cost merging is about 3%a month.
    3. Vehicle mortgage

    The car mortgage loan is a loan obtained by a borrower or a third -party car or a self -purchased car as a mortgage to a financial institution or a car consumer loan company. The use of cars as a mortgage loan is mainly consumed by car. (Of course, fast depreciation of cars and traffic accidents affect the value of vehicle value. Financial institutions are relatively small to issue loans by car as a single mortgage method.) And the emergence of the car mortgage loan service platform "Yiche loan" is The crowd provides a new channel for short -term financing loans.
    4, real estate mortgage

    Real estate mortgage loan refers to the borrower's purchase of commercial housing mortgage, loan banks provide a package of capital services to the borrower to meet their purchase of housing, parking spaces, large durable consumer goods , RMB loans of various needs such as cars and housing decoration. Within the specified mortgage range, financial institutions give borrowers a certain credit limit. Generally, financial institutions have a long period of approval of loans and loan lending, and the emergence of real estate mortgage loan service platforms, Qianbang capital "home loan" provides a new channel for borrowers with a new channel for fast financing

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